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Making Peace with Money
For anyone who avoids looking at their money and feels the dread anyway. Each day is one small, calm step toward knowing where things stand, so money takes up less room in your head.
Money · Money · Stress · one to-do a day · you choose how many days
The first seven days
- Day 1Open your bank app or website and look at one balance for ten seconds. Then close it. That is the whole task.
- Day 2Write down the feeling that showed up when you thought about checking your money today, in one word.
- Day 3Look at the last three transactions on your main account and say each one out loud, without judging any of them.
- Day 4Find the due date of one bill and write it on a calendar you actually look at.
- Day 5Pick one subscription you pay for and decide, calmly, whether you still use it. No need to cancel yet.
- Day 6Put your unopened mail in one pile and open just the top envelope.
- Day 7Move one dollar, or whatever small amount feels easy, into savings and notice that it was possible.
Further into the year
The to-dos keep changing as the year goes on. A few from later in this theme:
- Day 30Delete one shopping app from your phone, or move it off the home screen, and see whether you miss it.
- Day 60Look at your last statement and circle the purchases that made you glad. Notice they exist.
- Day 120Choose an amount, however small, to give away this month and give the first part of it today.
- Day 240Look at your spending on one hobby and decide whether it brings enough joy for its cost. Keep it if it does.
- Day 365Rest tonight knowing that you have looked, you have learned, and money can wait for tomorrow's small step.
How a challenge works
A Theraglee challenge is a theme with one small to-do for every day of a year. You choose how long yours runs, anywhere from a week to the full year, and each day you get the next to-do: something that takes a few minutes and fits inside an ordinary day. Tick it off when it is done. Nothing is scored and nothing is lost if you miss a day; the next to-do is simply waiting when you come back.
Challenges come with a free Theraglee account, which never asks for a card. Your progress stays private to you.